Bridge Loan
Bridge loans are short term financing solutions providing investors with fast access to capital when timing is critical. These loans are commonly used to acquire or refinance properties that may not yet qualify for long-term financing.
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Whatever your use case is, a bridge loan can be the key to a successful strategy. Whether you're acquiring property quickly or preparing for long-term financing, our flexible bridge loans offer the short-term solution you need.
The Ins and Outs
Common Uses for Bridge Loans
• Acquiring properties that need renovation or repositioning
• Purchasing vacant or partially occupied properties
• Refinancing to pay off an existing loan quickly
• Stabilizing rental properties before long-term financing
• Time-sensitive acquisitions where speed is critical
Eligible Property Types
• Single-family investment properties
• Small multifamily (2–4 units)
• Larger multifamily properties
• Mixed-use properties
• Certain commercial assets
Exit Strategies
• Sale of the property after improvements
• Refinance into a DSCR or long-term rental loan
• Stabilization followed by permanent financing
Bridge vs DSCR Financing
Bridge Loan:
Used for properties that are not yet stabilized or require improvements.
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DSCR Loan:
Used for stabilized, income-producing properties that qualify for long-term financing.
Info To Get Started
• Property address
• Purchase price or current loan balance
• Estimated current value
• Loan amount requested
• Business plan
• Exit strategy
Common Mistakes Investors Make
• Not having a clear exit strategy
• Underestimating renovation or lease-up timelines
• Overestimating property value after improvements
• Choosing a loan term that is too short
• Not accounting for holding costs
How Much?
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Loan amounts from $100,000 to $5,000,000+
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620+ FICO
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Interest Only Options Available
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Rates starting at 8.75%
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For residential, commercial, and special use properties.